You have just filed for Chapter 7 or Chapter 13 bankruptcy so smile…that’s right S M I L E. Having filed bankruptcy for hundreds of clients throughout the years, I see a pattern that most of my clients just can’t see when they first step into my office. Pre-bankruptcy, many clients are often times stressed from the fear of a potential wage garnishment, a default judgment, repossession or even a foreclosure date that is looming. After filing bankruptcy, however, something amazing happens. It feels good having the weight of financial distress lifted off your shoulders, it feels good knowing that the debt collector calls have ceased or even better that you can afford to make bill payments and begin to do something you could not have imagined before – to save money.
Despite the media hyped doom and gloom stories you hear surrounding bankruptcy, most clients agree that it’s not as bad as they initially thought. To the contrary, it feels refreshing to leave the debt behind and begin anew. Most clients are shocked to hear that they can keep all their assets, their jewelery, their savings and their 401k. So like I said, go ahead, you’ve got the fresh start, now smile, look forward and proceed without fear.
To discuss a Chapter 7 or Chapter 13 bankruptcy, contact an experienced bankruptcy attorney at Sky Law Group today!
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