When filing bankruptcy you must take 2 courses to get your discharge. As discussed before, the first course is your credit counseling course which you take prior to filing. The second course, however, is the one most debtors forget to complete. This course is called the debtor education course.
If everything goes well at the 341a meeting of creditors, debtors assume its all over. But, it’s not! Once completed, file Form 23 coupled with the certificate of completion to get your discharge.
If you fail to take your second course your bankruptcy case will be closed without discharge. If your case has closed without discharge for failure to take the debtor education course, you do have the option to reopen your bankruptcy case. If your motion to reopen is granted, than you can take the debtor education course and get a discharge. However, there are costs and filing fees involved when reopening your case.
To discuss your debtor education course or to reopen a closed bankruptcy case consult an experienced Los Angeles bankruptcy lawyer at Sky Law Group today!
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